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Term life insurance on your terms. At the lowest price.
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Starting at $19/mo

Canadians love Dundas Life

Top rated advisor on rate-my-agent.com
Serving 3,000 Canadians to date
5 star reviews on Google

5 star reviews on Google

Exceptional client service has earned us dozens of 5 stars on Google.

Top rated advisor on Rate-My-Agent.com

Our principal advisor is the #1 rated insurance advisor in the GTA.

Serving 3,000 Canadians to date

We serve Canadians of all ages, health, and income levels (even babies!).

Benefit from a Simpler Process

No paperwork. No fees. No pressure sales.

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Understand
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You’re not alone. We’ll help you make sense of your policy quotes so that you understand your options.

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Accept Your Offer and Rest Assured

We’ll help review & prepare your application so you can sign and get your coverage quickly.

Benefit from a Simpler Process

No paperwork. No fees. No pressure sales.

1get-quote
1get-quote

Start with Our
Quote Finder

Forget in-person meetings. Our personalized quote finder searches for policies that best suit your needs.

2understabd-your-quote
2understabd-your-quote

Understand
Your Quotes

You’re not alone. We’ll help you make sense of your policy quotes and understand your options.

3Accept-your-offer
3Accept-your-offer

Accept Your Offer and Rest Assured

We’ll help review & prepare your application so you can sign and get your coverage quickly.

Good to know...

Life insurance can be confusing, so we worked hard to make it simple.
If you still have questions, our team will be happy to help!

When do I not need life insurance?

If you aspire towards home ownership or starting a family, having a preliminary conversation might make sense. In certain cases, disability insurance and critical illness insurance should be considered, but might not always be a good fit.  

What is the difference between critical illness and disability insurance?

Critical illness is a one-time payment from the insurance company if you were diagnosed with a medical condition that was specified in the policy.

Should I buy insurance?

If you have loved ones that are dependent on your income, it is usually best practice to have insurance coverage. In any financial plan, having the ability to reduce downside risk in case of an emergency is a necessity. Life and living benefits insurance can fulfill that role.

What impacts the cost of insurance?

1) Coverage amount
2) Term length
3) Age
4) Health
5) Tobacco & marijuana use

Can sick people get coverage?

Health is only one component of the underwriting process. We will work with you to find the right policy given your current life situation at the right price.

Can I still get a policy if I’ve been declined in the past?

This will be dependent on the reasons for the decline. However, many situations involving poor health or a specific illness can often be issued some form of coverage.

How do you get paid?

We get paid by the insurance company when we place a policy with a client. There are no additional costs for you.

What is the process for my beneficiary?

Your beneficiary will need to make the claim. They can reach out to the company who issued the policy, or to the broker who has been handling it. A life insurance death benefit is tax free, and in most cases, will be paid to your beneficiaries in one lump sum.

Can I change an existing insurance policy?

Insurance policies are contracts with the insurance company. Before any changes are made, we need to determine what options are built into the contract of an existing policy for conversion and renewal. Increases in coverage usually require additional underwriting.
Will Lemonade be around in 30 years?
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Our term life insurance is issued by North American Company for Life and Health Insurance®, who have been around for more than 130 years! Lemonade itself is a public company, traded on the NYSE, and is rated A-Exceptional for financial stability.
Who can apply for coverage?
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Generally healthy people between 18 and 60 years of age can apply. If you have a history of heart disease, cancer, or other life-threatening conditions, you may not be eligible for a policy at this time.
Can I cancel any time?
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You sure can! You’ll get a full refund if you cancel within the first 30 days. After that, we’ll stop charging.
Term life vs. whole life insurance?
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can cover you for 10 to 30 years, whole covers you for your entire life. Plus, policies have a guaranteed cash value that grows over time, so they tend to be more pricey.
How much does life insurance cost at Lemonade?
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Policies start at $9 per month. Prices are based on the coverage amount and term you choose, as well as your age, lifestyle, health profile, and location.
No medical exam? Really?
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That’s right! Maya, our friendly bot, will ask you about your health and lifestyle. These questions allow us to save you time and avoid the hassle of medical exams.
Why Lemonade?
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Lemonade was founded with a mission to create the world’s most loved insurance brand. Everything we do revolves around you, our customer. We’re also top-rated by JDPower, Clearsurance, and others, and maintain a ‘world-class’ Net Promoter Score, higher than 75. We’re a socially driven Public Benefit Corporation and a certified B-Corp!
Will my price change over time?
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Nope. That’s the cool thing about term life policies. Your premium is locked in for the entire term (10 to 30 years).
What kind of life insurance does Lemonade offer?
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We offer term life insurance with term options of 10, 15, 20, 25, and 30 years. Our policy helps protect your loved ones, with coverage of up to $1,500,000.

The Dundas Difference.

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"Very intuitive process and responsive advisors. Couldn't have done it without them!"

Jeremy Dab

Jeremy Dab

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