Steve has a deep background in life insurance and medical need. He's helped 1000s of clients find the right insurance coverage, while also training dozens of insurance advisors during his career.
Reduced Paid Up Insurance allows you to keep some life insurance protection, while pausing your whole life insurance payments.
Long-term care (LTC) insurance pays out money if you are unable to do two or more everyday activities due to aging, a chronic health condition, a disease, or a handicap.
With life insurance, the insurer pays a lump sum to your beneficiary when you pass away. A few factors, like the reason for your death, can affect the timing of the payout.