Life Insurance

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Min read

Getting Life Insurance as a Recovering Alcoholic

Is life insurance obtainable for recovering alcoholics? The answer is yes, though, there are a few things you need to be aware of, which are discussed in this blog post.

Gregory Rozdeba

Certified Life Insurance Advisor

Life Insurance

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Min read

Getting Life Insurance as a Recovering Alcoholic

Is life insurance obtainable for recovering alcoholics? The answer is yes, though, there are a few things you need to be aware of, which are discussed in this blog post.

Gregory Rozdeba

Certified Life Insurance Advisor

Life Insurance

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Min read

Life Insurance for Scuba Divers: What to Know

What kind of life insurance policies you should apply for if you are a scuba diver. What kinds of premiums you will have to pay and how will you be rated.

Gregory Rozdeba

Certified Life Insurance Advisor

Life Insurance

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Min read

Using Life Insurance for Tax Planning

Life insurance can help to reduce your tax liability. Some benefits include tax-free death benefits, tax-sheltered cash value growth, and non-taxable policy loans up to the adjusted cost basis.

Gregory Rozdeba

Certified Life Insurance Advisor

Life Insurance

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Min read

What If I Have Life Insurance Through Work?

There’s no free lunch in life, but life insurance can be provided for free (or mostly free) sometimes. We’re talking about group life insurance, which many Canadian employers offer as part of their employee benefits programs.

Gregory Rozdeba

Certified Life Insurance Advisor

Life Insurance

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Min read

What is a Simplified Issue Life Insurance Policy?

Most life insurance policies require a medical exam, and in some cases, you may have to wait a few weeks to find out if you have been approved.

Steven Sinclair

Principal Life Insurance Advisor

Life Insurance

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Min read

Is Whole Life Insurance Worth It?

When you first think about it, life insurance seems like a pretty straightforward concept. You pay your premiums on time, and the insurer in turn pays a fixed amount of money to your family when you pass away.

Steven Sinclair

Principal Life Insurance Advisor

Life Insurance

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Min read

Why Buy Life Insurance?

Life insurance can’t replace you. What it can do though is replace some or all of your income — and ensure those who depend on you are able to live comfortably after you’re gone.

Steven Sinclair

Principal Life Insurance Advisor

Life Insurance

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Min read

What is Guaranteed Issue Life Insurance?

Guaranteed issue life insurance is a kind of permanent life insurance that does not require any medical underwriting.The premiums are significantly higher than traditional life plans, but the coverage is guaranteed. Continue reading to see if it'd right for you.

Gregory Rozdeba

Certified Life Insurance Advisor

Life Insurance

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Min read

How Does Life Insurance Work?

Life insurance is a contract between an insurer and a policyholder. In exchange for monthly payments, the life insurance company pays a death benefit to your beneficiaries when you pass away.

Gregory Rozdeba

Certified Life Insurance Advisor

Life Insurance

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Min read

What is Joint Life Insurance?

Joint life insurance is a life insurance product that’s built for two. It requires only one application and pays out once. If you are looking for life insurance for couples, joint life insurance could be a good fit.

Steven Sinclair

Principal Life Insurance Advisor

Life Insurance

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Min read

How Do Vaping and e-Cigarettes Affect Life Insurance?

Most insurers treat vaping the same as smoking. You will pay more for life insurance but can save money if you quit overtime.

Gregory Rozdeba

Certified Life Insurance Advisor

Life Insurance

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Min read

How to Save Money Buying Life Insurance

Life insurance is a must-have for anyone with dependents, but it isn’t cheap. That said, there are ways to secure your family’s future without completely gutting your wallet.

Gregory Rozdeba

Certified Life Insurance Advisor

Life Insurance

Getting Life Insurance as a Recovering Alcoholic

Getting Life Insurance as a Recovering Alcoholic